:root{
      --navy:#0b234a;
      --navy2:#143566;
      --gold:#d6af54;
      --cream:#f7f3ea;
      --white:#ffffff;
      --text:#1f2937;
      --muted:#5f6b7a;
      --green:#1f7a3f;
      --shadow:0 12px 30px rgba(11,35,74,.12);
      --radius:18px;
      --max-width:1180px;
    }

    *{
      box-sizing:border-box;
    }

    html{
      scroll-behavior:smooth;
    }

    body{
      margin:0;
      font-family:Arial, Helvetica, sans-serif;
      background:#f8fafc;
      color:var(--text);
      line-height:1.6;
    }

    a{
      text-decoration:none;
      color:inherit;
    }

    .container{
      width:min(var(--max-width), calc(100% - 32px));
      margin:auto;
    }

    /* TOP BAR */

    .topbar{
      background:var(--navy);
      color:white;
      font-weight:700;
      text-align:center;
      padding:12px 10px;
      font-size:.95rem;
    }

    /* HEADER */

    header{
      background:white;
      border-bottom:1px solid #e5e7eb;
      position:sticky;
      top:0;
      z-index:100;
    }

    .nav{
      display:flex;
      justify-content:space-between;
      align-items:center;
      padding:18px 0;
      gap:20px;
    }

    .brand h1{
      margin:0;
      font-size:2rem;
      color:var(--navy);
      line-height:1;
    }

    .brand p{
      margin:6px 0 0;
      color:var(--muted);
      font-weight:700;
      letter-spacing:.08em;
      text-transform:uppercase;
      font-size:.9rem;
    }

    .nav-links{
      display:flex;
      flex-wrap:wrap;
      gap:24px;
      align-items:center;
      font-weight:700;
      color:var(--navy);
    }

    .nav-links a:hover{
      color:var(--gold);
    }

    /* BUTTONS */

    .btn{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:48px;
      padding:0 24px;
      border-radius:999px;
      font-weight:800;
      transition:.2s ease;
    }

    .btn:hover{
      transform:translateY(-2px);
    }

    .btn-primary{
      background:var(--gold);
      color:var(--navy);
      box-shadow:var(--shadow);
    }

    .btn-secondary{
      background:var(--navy);
      color:white;
      box-shadow:var(--shadow);
    }

    .btn-outline{
      border:2px solid var(--navy);
      color:var(--navy);
      background:white;
    }

    /* HERO */

    .hero{
      padding:34px 0;
    }

    .hero-grid{
      display:grid;
      grid-template-columns:1.3fr .7fr;
      gap:22px;
      align-items:stretch;
    }

    .hero-card,
    .card{
      background:white;
      border-radius:var(--radius);
      box-shadow:var(--shadow);
      border:1px solid rgba(11,35,74,.08);
    }

    .hero-card{
      padding:34px;
    }

    .eyebrow{
      display:inline-block;
      background:#f3ecdb;
      color:var(--navy);
      padding:10px 16px;
      border-radius:999px;
      font-weight:800;
      font-size:.9rem;
      letter-spacing:.06em;
      text-transform:uppercase;
      margin-bottom:18px;
    }

    h1{
      margin:0 0 18px;
      font-size:clamp(1.8rem, 3.4vw, 2.8rem);
      line-height:1.08;
      color:var(--navy);
    }

    .hero-card p{
      margin:0 0 22px;
      color:var(--muted);
      font-size:1.08rem;
    }

    .hero-actions{
      display:flex;
      flex-wrap:wrap;
      gap:12px;
    }

    .why-card{
      background:linear-gradient(135deg,var(--navy),var(--navy2));
      color:white;
      padding:32px;
      border-radius:var(--radius);
      box-shadow:var(--shadow);
    }

    .why-card h2{
      margin-top:0;
      color:#f4d991;
      font-size:2rem;
    }

    .why-card ul{
      padding-left:20px;
      margin:0;
    }

    .why-card li{
      margin:12px 0;
      font-size:1.05rem;
    }

    /* SECTION */

    section{
      padding:28px 0;
    }

    .section-title{
      text-align:center;
      margin-bottom:24px;
    }

    .section-title h2{
      margin:0 0 8px;
      color:var(--navy);
      font-size:2.2rem;
    }

    .section-title p{
      margin:0;
      color:var(--muted);
    }

    /* RON */

    .ron-card{
      padding:30px;
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:28px;
    }

    .ron-card h2{
      margin-top:0;
      color:var(--navy);
      font-size:2rem;
    }

    .ron-card p{
      color:var(--muted);
    }

    .ron-list{
      padding-left:20px;
    }

    .ron-list li{
      margin:10px 0;
      font-weight:700;
    }

    /* PRICING */

    .pricing-grid{
      display:grid;
      grid-template-columns:repeat(4,1fr);
      gap:18px;
    }

    .price-card{
      background:white;
      border-radius:var(--radius);
      padding:26px;
      text-align:center;
      box-shadow:var(--shadow);
      border:1px solid rgba(11,35,74,.08);
    }

    .price-card h3{
      margin-top:0;
      color:var(--navy);
    }

    .price{
      font-size:3rem;
      font-weight:800;
      color:var(--green);
      line-height:1;
      margin:10px 0;
    }

    .price-card p,
    .price-card small{
      color:var(--muted);
    }

    /* SERVICES */

    .services-grid{
      display:grid;
      grid-template-columns:repeat(2,1fr);
      gap:18px;
    }

    .service-card{
      background:white;
      border-radius:var(--radius);
      padding:28px;
      box-shadow:var(--shadow);
      border:1px solid rgba(11,35,74,.08);
    }

    .service-card h3{
      margin-top:0;
      color:var(--navy);
    }

    .service-list{
      display:grid;
      grid-template-columns:repeat(2,1fr);
      gap:10px 20px;
      margin-top:16px;
    }

    .service-list span{
      font-weight:700;
    }

    /* TRUST */

    .trust-grid{
      display:grid;
      grid-template-columns:repeat(4,1fr);
      gap:18px;
    }

    .trust-card{
      background:white;
      border-radius:var(--radius);
      padding:24px;
      text-align:center;
      box-shadow:var(--shadow);
      border:1px solid rgba(11,35,74,.08);
    }

    .trust-card h3{
      margin-top:0;
      color:var(--navy);
    }

    .trust-card p{
      color:var(--muted);
    }

    /* FAQ */

    .faq-section{
      background:#f7f3ea;
      padding:50px 0;
    }

    .faq-grid{
      display:grid;
      grid-template-columns:repeat(2,1fr);
      gap:16px;
    }

    .faq-card{
      background:white;
      border-radius:14px;
      padding:20px 22px;
      box-shadow:0 6px 16px rgba(11,35,74,.08);
      border-left:5px solid var(--gold);
    }

    .faq-card h3{
      margin:0 0 8px;
      color:var(--navy);
      font-size:1.1rem;
    }

    .faq-card p{
      margin:0;
      color:var(--muted);
      font-size:.98rem;
    }

    /* CONTACT */

    .contact-grid{
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:18px;
    }

    .contact-card{
      background:white;
      border-radius:var(--radius);
      padding:28px;
      box-shadow:var(--shadow);
      border:1px solid rgba(11,35,74,.08);
    }

    .contact-card h2{
      margin-top:0;
      color:var(--navy);
    }

    .contact-card ul{
      padding-left:20px;
    }

    .contact-card li{
      margin:12px 0;
      font-weight:700;
    }

    .cta-box{
      background:linear-gradient(135deg,var(--navy),var(--navy2));
      color:white;
      border-radius:var(--radius);
      padding:34px;
      text-align:center;
      box-shadow:var(--shadow);
    }

    .cta-box h2{
      color:#f4d991;
      margin-top:0;
    }

    footer{
      margin-top:30px;
      background:var(--navy);
      color:white;
      text-align:center;
      padding:30px 20px;
    }

    /* MOBILE */

    @media(max-width:980px){

      .hero-grid,
      .pricing-grid,
      .services-grid,
      .trust-grid,
      .faq-grid,
      .contact-grid,
      .ron-card{
        grid-template-columns:1fr;
      }

      .service-list{
        grid-template-columns:1fr;
      }

    }

    @media(max-width:760px){

      .nav{
        flex-direction:column;
        align-items:flex-start;
      }

      .nav-links{
        gap:16px;
      }

      .hero-actions{
        flex-direction:column;
      }

      .btn{
        width:100%;
      }

      .hero-card,
      .why-card,
      .service-card,
      .price-card,
      .trust-card,
      .faq-card,
      .contact-card,
      .ron-card,
      .cta-box{
        padding:22px;
      }

    }

  

    /* MULTI-PAGE ADDITIONS */
    .brand {
      display:flex;
      align-items:center;
      gap:14px;
    }

    .brand-logo {
      width:58px;
      height:58px;
      object-fit:contain;
    }

    .brand-text h1 {
      margin:0;
      font-size:1.65rem;
      color:var(--navy);
      line-height:1;
    }

    .brand-text p {
      margin:6px 0 0;
      color:var(--muted);
      font-weight:700;
      letter-spacing:.08em;
      text-transform:uppercase;
      font-size:.82rem;
    }

    .page-hero {
      padding:42px 0 18px;
    }

    .page-hero-card {
      background:linear-gradient(135deg,var(--navy),var(--navy2));
      color:white;
      border-radius:var(--radius);
      padding:38px;
      box-shadow:var(--shadow);
    }

    .page-hero-card h1 {
      color:#f4d991;
      max-width:850px;
    }

    .page-hero-card p {
      max-width:760px;
      color:#edf4ff;
      font-size:1.08rem;
      margin:0;
    }

    .page-link-grid {
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:18px;
      margin-top:22px;
    }

    .page-link-card {
      background:white;
      border-radius:var(--radius);
      padding:24px;
      border:1px solid rgba(11,35,74,.08);
      box-shadow:var(--shadow);
    }

    .page-link-card h3 {
      color:var(--navy);
      margin-top:0;
    }

    .page-link-card p {
      color:var(--muted);
    }

    .nav-links .active {
      color:var(--gold);
    }

    .section-pad {
      padding:42px 0;
    }

    @media(max-width:980px){
      .page-link-grid{
        grid-template-columns:1fr;
      }
    }

    @media(max-width:760px){
      .brand{
        align-items:flex-start;
      }
      .brand-logo{
        width:48px;
        height:48px;
      }
      .brand-text h1{
        font-size:1.35rem;
      }
    }